Tax App records your commission income, rental income and expenses through the NZ tax year and calculates the income tax, GST and ACC due on them. Built for contractors, landlords and households.
Free during early access. No card required.
Income, expenses, bank reconciliation, reports and a savings plan, organised per tax year.
Every report is a PDF built from the same figures shown on screen, itemising the tax, credits and levies behind each total.
Attach an invoice and AI extraction pre-fills the date, amount and provider. Each expense is categorised and linked to a provider contact and, where relevant, a rental property or commission stream. The invoice file stays stored on the record.
Connect your bank through Akahu and import transactions with one click, or upload the CSV export from your bank. Each transaction is matched against your income and expense records, regular payers are remembered for next time, and unmatched lines are listed so you can see what has not been recorded.
Transactions with no record yet are listed by account and grouped by day, the way a bank statement reads. Each one shows the record it would become and the contact it appears to be, so adding it is a single click into a prefilled form. Anything that is not business is dismissed and stays gone.
Tax App calculates what to set aside for income tax and ACC from the income you record. A monthly plan then shows whether you are on track to cover the bill.
A home screen for the tax year: total income, tax to set aside, this month's GST, and how the year compares to the same day last year.
Commission, rental and tenant reimbursement income. Add, copy, import and export records as CSV, filtered by contractor or property.
Properties with co-owners and ownership percentages, plus tenancy agreements, bonds and documents in one place.
A shared address book of tenants, suppliers, principal contractors and your accountant, each with an IRD number and documents attached.
Email rent reminders and tenancy statements to tenants and other contacts from branded templates, attach files, and read their replies in one thread on the contact.
PDF tax summary, rental profit and loss per owner share, commission profit and loss and monthly statements, ready to give to your accountant.
A plan for what to set aside for tax, with IRD and ACC payments tracked as they fall due.
Invite your partner or accountant by email with owner, member or read-only roles. You can belong to more than one organisation.
Sign up and a setup wizard gets your organisation ready, then an interactive walkthrough shows each person around their part of the app.
Sign in with Google, or with email and password. Passwords are encrypted in your browser before transmission and stored only as salted hashes.
Connect your own Xero organisation and choose, separately for income and expenses, whether records are sent to Xero, brought in from it, or both. Income arrives already marked paid, because you only record money you have actually received.
Connect your bank through Akahu and pull transactions straight into reconciliation and a bank inbox of suggested records. Read-only, revocable, and we never see your internet banking login.
Connect your own Xero organisation and keep it in step with Tax App. You approve the connection in Xero itself - Tax App never sees your Xero password, and you can disconnect at any time.
Each income record becomes a Xero sales invoice with its payment already recorded, dated the day the money came in. Tax App only ever records money you have actually received, so nothing lands in Xero as a debt that nobody owes.
Each expense becomes a bill carrying the due date from its invoice, so what Xero says you owe is what you actually owe. It is marked paid the moment you reconcile it, which is the point the money is known to have left the account.
Reconcile a bill here and it is marked paid in Xero shortly afterwards, without you pressing anything. It happens in the background, so a slow or unavailable Xero can never hold up your own reconciling.
Your expense accounts start out as Xero's own: Advertising is 400 in both, Repairs and Maintenance is 473 in both. Rates, Water and Property Management are added because no landlord can do without them. The matching that usually defeats an integration is done before you begin.
Each kind of income is banked into its own Xero account and each kind of expense paid from its own, because rent and commission rarely share a bank account. Every record also carries a reference naming its line of business, so one Xero organisation can still report on each separately.
Income, expenses, contacts and accounts each get their own direction: leave alone, send, bring in, or both. Nothing is ever deleted or overwritten on either side, and a record is never copied twice however often you sync.
Contacts are matched by name and created on whichever side is missing them. A supplier you add here appears there; someone named on a Xero invoice appears here. The two lists converge without anyone maintaining them.
When a record cannot be sent, it is named and the reason given: no contact on it, no account to file it against, dated in the future. You are told what did not happen, not just what did.
Xero is optional and off until you turn it on. It is one of the modules you choose when you set up your account, and it can be switched on or off later without touching your records. Read the full Xero guide for exactly what lands in your accountant's books, and what the connection deliberately does not do.
Longer pieces on the parts of the app people ask most about, written to be understood rather than to impress. Each one is honest about the limits as well as the capabilities.
One stack, filled in a fixed order - salary, then commission, then rental - for every combination of income, with a worked example you can check against the IRD calculator.
Read the guideWhat reconciling is for, how the matching decides, and why work you have already done can never be undone by importing a statement twice.
Read the guideWho holds what in a bank connection, what it is permitted to do, and how a transaction becomes a record without you downloading anything.
Read the guideExactly what lands in your accountant's books, why income arrives already paid, and what the connection deliberately does not do.
Read the guideTax App covers commission income, rental income and household expenses.
For people whose income arrives unevenly through the year.
For rental properties owned by couples, families or groups.
For keeping a full tax year of income and expenses in one place.
Commission, rentals or both. Setup takes a few minutes, and you can invite your partner or accountant to the same organisation.
Upload bank CSV statements and invoice photos, or enter records directly. Statement matching and AI invoice extraction fill in most of the detail.
Every record updates the calculated tax for the year. At year end, export the PDF summary for filing.
How the numbers are calculated, and where your data lives.
Read the full security page for how encryption, documents, bank feeds and access control work.
Tax App is free while in early access.
Free
Every feature included while Tax App is in early access. No card required.
If paid plans are introduced, existing users will be told well in advance.
Yes. During early access every feature is free and no card is required. If paid plans are introduced, existing users will be told well in advance and nothing will be charged without explicit agreement.
Income tax is calculated from the IRD brackets and credits in force for each tax year, so past years use the rates that applied at the time. Because IRD taxes your total income, the app stacks your income in order: any PAYE salary first (already taxed by your employer), then commission, then rental, and shows only the extra tax each source adds. You can check any figure against the IRD calculator. Always confirm final numbers with IRD or your accountant before filing.
Your records are stored on AWS infrastructure in Auckland, New Zealand, and the daily backups are held in New Zealand too. That is deliberate. Inland Revenue's rules keep business records in New Zealand by default, and we keep records and backups here by choice; the rules also allow offshore storage with IRD approval or through an IRD-approved provider, and allow offshore backups where the primary records stay in New Zealand. Data is encrypted in transit and at rest. Passwords are encrypted in your browser before transmission and stored only as salted hashes. You can also sign in with Google instead of a password. The API and email delivery run from Sydney, but neither stores your records.
Yes, in two ways. You can invite them to your organisation as a read-only member, or you can give them the PDF tax summary and rental profit and loss reports at year end.
Yes. Commission income tracks GST, ACC levies and KiwiSaver per record, and the annual tax summary itemises each of them.
Yes, two ways. Connect a bank feed through Akahu and import transactions with one click, or upload CSV statements from your bank. Either way the reconciliation screen matches each transaction against your records, remembers your regular payers, and lists any lines that have not been recorded.
The connection runs through Akahu, a New Zealand open banking provider, and Tax App never asks for or sees your internet banking login. The app holds only access tokens that can read transactions, not move money. They are stored encrypted, never displayed again, and you can revoke them at Akahu or disconnect in the app at any time. The security page explains how all data is protected.
Your income records become sales invoices in Xero and your expenses become bills, each carrying the date, the amount, the contact and the account it belongs against. Income arrives already marked as paid, because Tax App only ever records money you have actually received. Expenses arrive as bills with their invoice due date, and are marked paid when you reconcile them, which is the point the money is known to have left the account. Nothing is ever deleted or overwritten on either side, and a record is never copied twice however often you sync. The Xero page explains the whole arrangement, including what it deliberately does not do.
Almost never. Every organisation starts with the same chart of expense accounts Xero itself starts with, carrying the very same codes: Advertising is 400 in both, Repairs and Maintenance is 473 in both. Three more are added that Xero does not provide and no landlord can do without: Rates, Water and Property Management. So the two charts line up before you begin. You can change any of it, and each account shows its code beside its name.
No. Every record sent to Xero carries a reference naming its line of business, so a single Xero organisation holding both a rental and a practice can still be reported on separately. Bank accounts are set per kind of income and expense too, so rent settles against the account rent is actually banked into and commission against its own.
No, and it is not trying to. Xero is a full accounting suite with invoicing, payroll and GST returns, and it is where most accountants work. Tax App is a simpler tracker for commission income, rentals and household expenses that works out your tax position through the year. Connecting the two means you keep records once, in whichever place suits you, and your accountant still finds them where they expect. Direct GST filing to Inland Revenue is in development; today you file in myIR or through your accountant.
No, and it cannot be. You approve the connection at Xero itself, which asks which of your organisations to share and hands back a key that opens that one and nothing else. Tax App never sees your Xero login. You can withdraw the permission from inside Xero at any time, or disconnect in the app, and nothing is removed from either set of books when you do.
Yes. Income and expense lists export to CSV and every report downloads as a PDF. You can also export your full organisation data as a single archive, and you can delete your account and its data at any time.
Xero and MYOB are full accounting suites built for businesses, with invoicing, payroll and GST returns. Hnry acts as a tax agent for sole traders and charges a percentage of income. Tax App is a simpler tracker for commission income, rentals and household expenses. It calculates your tax position through the year and organises the information you or your accountant need for filing. Direct GST filing to Inland Revenue is in development. Tax App is not a tax agent and does not act on your behalf with IRD.
Create a free account and start recording this tax year's income and expenses.