Free early access · New Zealand

Know your tax
before IRD does.

Tax App tracks your commission, rental income and expenses through the NZ tax year - and works out income tax, GST and ACC exactly the way IRD does. Built for contractors, landlords and mum and dad households.

No card required. Your data stays yours.

Tax App dashboard showing income overview: total gross income, tax to set aside, take-home pay and year-on-year tracking
To the cent Tax figures match the IRD calculator exactly
Every tax year Effective-dated IRD brackets, current and past
AWS Sydney Your data hosted close to home, encrypted at rest
$0 Every feature free while in early access
Features

Everything between payday and tax day

Record it once - Tax App keeps the numbers reconciled, deductible and IRD-ready.

Reports

Reports your accountant can file from

Every report is a branded PDF built from the same IRD-derived numbers you see on screen - bracket tax, credits and clawbacks broken out so each page foots on its face.

  • Annual tax summary with GST, ACC and the independent earner tax credit itemised
  • Rental profit and loss apportioned by each owner's real ownership share
  • Commission P&L, monthly statements for GST returns, and bank reconciliation proofs
Tax App reports hub listing tax summary, rental, commission and reconciliation PDF reports
Expenses + AI

Snap an invoice. We do the typing.

Attach the invoice and AI extraction fills in the record for you. Categories, provider contacts and linked properties keep every deductible dollar organised and audit-ready.

  • AI invoice extraction auto-fills date, amount and provider
  • Categories and provider contacts, per rental property or commission stream
  • Invoice attachments stored with the record - no shoebox
Tax App expense form with invoice upload dropzone and AI-extracted fields
Bank reconciliation

Your bank statement, matched in minutes

Upload the CSV your bank gives you. Smart matching pairs each transaction with your records, learns your regular payers, and shows exactly what is still missing.

  • Statement lines matched against income and expense records
  • Learned payers - the app remembers who is who
  • Record, skip or ignore in one click; progress tracked per statement
Tax App bank reconciliation screen matching statement transactions against records with match confidence

Income tracking

Commission, rental and tenant reimbursements - add, copy, import and export as CSV, filtered by contractor or property.

Rentals and tenancies

Properties with co-owners and ownership percentages, tenancy agreements, bonds and documents in one place.

Reports hub

Branded PDF tax summary, rental P&L per owner share, commission P&L and statements - hand them straight to your accountant, or skip the accountant.

Savings plan

Forecast what to put aside for tax, and track IRD and ACC payments as they fall due.

Teams and organisations

Invite your partner or accountant by email with owner, member or read-only roles. Switch between organisations freely.

Simple, safe sign-in

Sign in with Google or email with verification. Passwords are encrypted end-to-end before they ever leave your browser.

Who it's for

Built for how Kiwis actually earn

Not another corporate ledger - Tax App is shaped around commission cheques, rent payments and family finances.

Commission earners and contractors

Irregular income makes tax time a guessing game - until the bill arrives.

  • See tax to set aside as you earn, not in April
  • Pace widgets compare this year with last, to the day
  • Commission P&L and statement exports per contractor

Mum and dad landlords

Shared ownership, shoebox receipts and one property spreadsheet that nobody trusts.

  • Co-owners with real ownership percentages
  • Rental P&L apportioned per owner share, ready for the accountant
  • Tenancy agreements, bonds and documents attached to the property

Households at tax time

Income in one app, expenses in another, and a folder of PDFs somewhere.

  • Everything in one place, per tax year
  • Bank statement reconciliation catches what you forgot
  • One PDF summary to file from - built to match the IRD calculator
How it works

Three steps to a sorted tax year

  1. Sign up free and add your income sources

    Commission, rentals or both - set up your organisation in a couple of minutes and invite your partner or accountant if you like.

  2. Import statements and snap invoices

    Upload bank CSV statements and invoice photos. Matching and AI extraction do the heavy lifting from there.

  3. Watch your tax position update

    Every record recalculates your IRD-accurate position. At year end, export the summary your accountant will love - or file from it yourself.

Accuracy and trust

Numbers you can file on

A tax tool is only useful if you can trust it. Here is exactly where we stand.

IRD-accurate by construction

  • Income tax is derived from the effective-dated IRD brackets - never a stored percentage that drifts out of date
  • The independent earner tax credit, GST, ACC and KiwiSaver are all handled per record
  • Run any amount through the IRD calculator and Tax App shows the identical figure, to the cent
  • Past tax years keep the rates that applied at the time

Your data, guarded

  • Hosted in AWS Sydney and encrypted at rest
  • Sign in with Google, or email with verification - passwords are encrypted end-to-end in your browser
  • Roles keep read-only eyes read-only; every member is invited explicitly
  • Export everything as CSV or PDF whenever you like - no lock-in
Pricing

Free while in early access

We are polishing Tax App with early users across New Zealand. Join them.

Early access

Free

Every feature included while we are in early access. No card required.

  • Commission, rental and reimbursement income tracking
  • Expenses with AI invoice extraction
  • Bank statement reconciliation
  • Rental properties, tenancies and co-owner splits
  • IRD-ready PDF reports and CSV exports
  • Savings plan with IRD and ACC payment tracking
  • Team members and read-only accountant access
Start free

When paid plans arrive, early users will be told well in advance.

FAQ

Fair questions

Is Tax App really free?

Yes. While we are in early access, every feature is free and no card is required. When paid plans arrive, early users will be told well in advance.

Do the tax numbers really match the IRD calculator?

Yes - to the cent. Income tax is derived from the effective-dated IRD brackets, including the independent earner tax credit, rather than a stored percentage. Run the same amount through the IRD calculator and you will see the identical figure.

Where is my data stored?

In Amazon Web Services data centres in Sydney, encrypted at rest. Passwords are additionally encrypted end-to-end, and you can sign in with Google instead of a password entirely.

Can my accountant use it?

Two ways: invite them to your organisation as a read-only member, or simply hand over the PDF tax summary and rental P&L reports - they are built to be filed from directly.

Does it handle GST, ACC and KiwiSaver?

Yes. Commission income tracks GST, ACC levies and KiwiSaver per record, and the tax summary breaks each of them out for the year.

Can I import my bank statements?

Yes. Upload CSV statements from your bank and the reconciliation screen matches each transaction against your records, learns your regular payers, and shows you exactly what is missing.

Can I get my data out again?

Always. Income and expense lists export to CSV, and every report downloads as a PDF you keep. Your data is yours.

How is Tax App different from Xero, MYOB or Hnry?

Xero and MYOB are full accounting suites built for businesses - invoicing, payroll, GST returns and a price tag to match. Hnry acts as a tax agent for sole traders and takes a percentage of your income. Tax App sits in a different spot: a simple, free (in early access) tracker for commission income, rentals and household expenses that keeps your numbers IRD-accurate through the year. It does not replace IRD or your accountant - it makes the information you hand them accurate and effortless.

Sorted by tax time.

Start free today - by the end of the tax year you will know your position to the cent.